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Elder Law

Sep 25

#TuesdayTips: About the Elderly Population in the United States

The older population (persons 65 years or older) numbered 40 million in 2015, representing 13% of the U.S. population, or one in every eight Americans. It is predicted that by 2030, there will be about 72.1 million older persons, more than twice their number in 2000. People 65+ represented 12.4% of the population in the year 2000 but are expected to grow to be 20% of the population by 2030 (U.S. Census Bureau, 2013). How these people will be tended to is an issue of import today. Here are just several of the issues that must be considered.

  • More and more of these elderly adults will need round-the-clock care in full-time residential convalescence facilities.The federal law and regulations regarding nursing home issues are contained in the Nursing Home Reform Act of 1987. Current standards of care can be traced back to the congressionally enacted Omnibus Budget Reconciliation Act of 1987 (OBRA 1987) or NHRA 1987.
  • The legislation set forth certain requirements for quality of care – with regard to nursing homes that receive Medicare and Medicaid funding, but individual states were permitted to pass stricter standards if they chose According to the U.S. Code of Federal Regulations long term care facilities were required to adhere to a list of expectations including (but not limited to) such things as promoting quality of life and maintaining resident dignity, preventing the deterioration of a resident’s physical and communicative needs, ensuring residents receive proper treatment and assistive devices to maintain vision and hearing abilities, and develop a comprehensive care plan for each resident.
  • The purpose of this legislation was to set minimum standards for nursing home care while offering a guarantee of a level of quality to the greatest extent possible. The statute include the incorporation of a Bill of Rights to further support the nursing home resident. The federal government had the ability to intervene because nursing homes rely on the receipt of Medicare and Medicaid programs to continue to function, although this is less true in ‘for profit’ facilities than ‘not for profit’ centers. In either case they must be in compliance with the requirements of the NHRA 1987 unless they have received a waiver.

Do you have an elder family member who currently resides or whom you are considering placing in a nursing home? The legal experts at ERA Law Group in Annapolis will work with you to ensure he or she is receiving proper medical care and support.

Sep 18

#TuesdayTips: Everyone Needs a Plan

Estate Planning Attorney Annapolis MDDo you live paycheck to paycheck and are convinced you have no assets? It would seem to follow then that you have no estate to leave behind when you pass on. But, frankly, nothing could be farther from the truth. To the contrary – everyone needs a plan. Let’s consider just three of the many good reasons for preparing an estate plan no matter your net worth or age.

  • Estate plans are actually a set of documents that informs your loved ones how to address your affairs in the event you become incapacitated or depart this world. People who do not plan their estates often leave living family members with a legal mess to deal with during the grieving process. Ultimately, estate planning is not meant as an aid for you but for your loved ones.
  • Should you fail to plan the IRS and state probate courts will be happy to step in and prepare a plan post-death. Probate is the outcome of failing to plan. For example, failing to provide a will or creating a will but not including a trust. The process is generally very slow, all transactions become part of the public record, and it can become costly thereby reducing the size of your initial estate. It is the sad reality that failing to plan can actually be pricier than advanced preparations.
  • It’s not all about the money. If you haven’t given any thought to what you want your end of life to be – now is a good time to do so. You need to consider all the eventualities. For example, you should grant authority to someone to act as your agent regarding health care decisions should you be unable to speak for yourself. Additionally, identify a conservator and guardian for young children. These are determinations you want to have control over – and not something that would require the intervention of third parties who should not be involved in family matters such as these.

Estate planning may seem like a chore that you can put off until you have the time to think about it. But, the best advice is to take the time today to plan for the tomorrows when you won’t be here. It is the nicest gift you will leave your loved ones who will be able to cherish the memories instead of dreading the task of closing out your estate.

If you would like to know more about estate planning and other legal issues related to your family’s and your own personal well-being contact us at the ERA Law Group, Annapolis. We’re your experts in estate planning. We will treat your matters as if they are our own.

Jun 12

WHAT IS ELDER LAW?

By Jessica L. Estes

Ever wonder what “Elder Law” is?  Most people think that if you are 65 or older, it is called Elder Law and if you are younger than 65, it is called Estate Planning.  The real difference, though, is the focus of the representation.

Generally, the focus of estate planning is to make sure you have legal documents in place that provide the following: Read More

May 01

#TuesdayTips: Caring for Aging Parents

By Jessica L. Estes 

Currently, it is estimated that approximately one-third of the U.S. population provides care for a chronically ill, disabled, or aged family member and spends, on average, twenty hours per week providing that care.  Caring for your aging parents is not an easy task.  Not only can it be overwhelming, but it may cause stress in your life which can manifest itself in various ways, including illness, depression and/or anxiety, or strained family relationships. Read More

Apr 10

#TuesdayTips: Long-Term Care Insurance Policies

By Jessica L. Estes

 Generally, most people do not have sufficient income or assets to fund their long-term care for extended periods of time.  And, most people are not what the government deems “needs-based,” so they would not qualify immediately for any needs-based benefits.  Rather, most individuals are somewhere in the middle.Read More

Feb 13

#TuesdayTips – New Guardianship Rules

As of January 1, 2018, rules related to Court-Appointed Guardians, Guardianship’s, and Attorneys changed.  In this week’s #TuesdayTips article, the attorneys of ERA Law Group remind our readers the purpose of a Guardianship and what rules have changed.

Many people find themselves in a precarious situation when their spouse, parent, sibling, friend, etc. are no longer able to feed themselves regularly, pay their bills, see the doctor, and just generally not take care of their person or finances.  When a person is no longer able to appropriately care for themselves Read More

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